Electronic Document Submission For Communication

Electronic Document Submission For Communication

The Department is implementing electronic document submission for correspondence in order to improve our service. Regular and correspondence that is ongoing be submitted towards the designated Department receiver through e-mail.

Pawnshops / Title Pawn

The Department of Banking and Finance WILL NOT license or have any jurisdiction over pawnbrokers or pawn transactions. The after info is for informational purposes and then direct consumers to your appropriate agency for resolving their problem or problem.


As given to in Georgia legislation, municipal authorities may license pawnbrokers, determine their capabilities and privileges by ordinance, enforce fees upon them, revoke their licenses, and do exercises such supervision that is general will guarantee reasonable working between your pawnbroker along with his clients. Generally in most situations, the municipal authority accountable for certification and monitoring pawnshops would be the regional authorities division or sheriff’s workplace.


A"pawnbroker" means any person engaged in whole or in part in the business of lending money on the security of pledged goods, or in the business of purchasing tangible personal property on the condition that it may be redeemed or repurchased by the seller for a fixed price within a fixed period of time, or in the business of purchasing tangible personal property from persons or sources other than manufacturers or licensed dealers as a part of or in conjunction with the business activities described in this paragraph as defined in Georgia law.

A transaction that is"pawn means any loan regarding the protection of pledged items or any purchase of pledged products in the condition that the pledged goods can be redeemed or repurchased because of the pledgor or vendor for a hard and fast price within a hard and fast period of time.


Licensed pawnbrokers, as defined in Georgia legislation (Code area 44-12-130), are restricted into the quantity of interest they might charge only by the restrictions established in Code Section 44-12-131.